About Tokio Marine HCC

Tokio Marine HCC is a leading international Specialty Insurance group dedicated to helping businesses and individuals take on opportunities with confidence. Backed by the insurance industry’s highest available financial ratings, Tokio Marine HCC participates in more than 100 classes of Specialty Insurance.


Tokio Marine HCC – MIS Group (HCC Medical Insurance Services, HCCMIS®) was established in 1998 in Indianapolis, IN. It was among the first to make insurance products and services available via the internet. Our customers can review coverage options, obtain quotes, purchase insurance and receive their insurance documents – all electronically, without human intervention, 24 hours a day.

In June 2015, HCC Medical® was acquired by Tokio Marine Holdings Inc. The acquisition allows Tokio Marine – HCC Medical Insurance Services Group to expand its reach in the international community. Tokio Marine HCC is a leading specialty insurance group with offices in the United States, the United Kingdom, Spain, and Ireland, transacting business in approximately 180 countries, and underwriting more than 100 classes of specialty insurance. Tokio Marine HCC products and capabilities set the standard for the industry, and many of the Company’s almost 2,500 employees are industry-leading experts. Tokio Marine HCC is rated “AA- (Very Strong)” by Standard & Poor’s and “AA- (Very Strong)” by Fitch Ratings. In addition, Tokio Marine HCC’s major domestic insurance companies are rated “A++ (Superior)” by A.M. Best Company.

Product Excellence

Tokio Marine HCC – MIS Group’s innovative products are known and used daily by many thousands of individuals, families, corporations and service groups around the world. These products are all designed with the unique needs of the international market in mind.

  • Non-U.S. citizens traveling or residing outside of their home country, or desiring to supplement their home country health insurance plans.
  • U.S. Citizens traveling or residing outside of their home country.
  • U.S.-based corporations with employees and their families traveling or residing abroad.
  • Mission-sending organizations with missionaries serving outside their home country.
  • Colleges and universities with students or teachers and their families traveling or residing outside their home country.


Tokio Marine HCC- MIS Group’s team of customer service specialists are available 24 hours a day, seven days a week to respond to customer needs. No matter the time zone, no matter the language, no matter the culture, we have the resources to provide its customers with the service they need, when and where they need it most.

The need may be as simple as replacing a health insurance identification card or as complex as coordinating an emergency evacuation. In any case, we are there around the clock. While we pride ourselves on delivering our products electronically, we also realize that computers can never replace a knowledgeable and compassionate voice in a time of need. Well-trained and experienced people are available all day, every day. This is truly “coverage around the world.”